Accidents happen. It is human nature to shrug it off and assume that you will recover. The reality is, sometimes recovery is elusive. Doctors cost money, and pain makes us unable to work or ineffective while we work.
If the accident that is causing you pain and loss of income is your fault, you assume responsibility and do what you have to do. But, if the accident was caused by the negligence or behavior of someone else, it is only right that they pay these expenses. This is not only morally correct, but it is also the law.
What Is A Personal Injury?
There are many types of personal injury laws. A few of the more common personal injuries that are addressed in court include:
- Injuries sustained in a car accident
- This includes accidents with commercial vehicles
- Product liability
- This is when a product was faulty, and it injured you when you used it as instructed. This also includes medications that injure when consumed as required.
- Slip and fall
- This can be from many issues including a walkway that is in poor condition, a loose stair or handrail, and ice or water that the owner should have known was there but did nothing to protect the customers.
- Animal attacks
- This would be something like a dog that is not restrained resulting in it attacking and injuring you.
There are more cases that fall into this category, but these are the most common.
Can I Just Tell Them How Much It Costs And Let Them Pay Me Directly?
It is possible for you to take whatever the at-fault driver’s insurance company offers you as a settlement. Taking it may be the biggest mistake you will ever make. Without a skilled attorney on your side that knows what the law says you are entitled to, they are going to low-ball you every time.
It is your attorney’s job to fight for you. Your settlement should cover medical problems that you are likely to face in the future, compensate you for your pain, pay for the hours you lost at work, and pay for any special equipment or people that you need to recover.
The Role Of Your Attorney
Your personal injury lawyer is there to protect you. They are there to show you what the law says about your accident. The insurance company deals with thousands of people who just want fair compensation. With a qualified attorney on your side, they will not be able to trick you into signing for a quick payment without realizing what you are leaving on the table.
Insurance companies are businesses. They make money by collecting monthly payments to ensure you are covered in the event of an accident. That money is all profit unless you have an accident. Frankly, they want to keep as much of the money as possible.
We all hope that we never have an accident that causes us money, time, and injury. But when we find ourselves injured and our world crumbling around us, hiring an attorney is the only wise move you have. Make it count. Do not settle for less than you deserve.